Scheduled commercial bank credit (ex-interbank) stood at ₹182.87 lakh crore as of July 11, 2025, rising 9.8% YoY.

• Credit declined 0.12% fortnightly, showing a marginal dip in lending momentum.
• Yearly growth reflects strong demand across sectors despite short-term volatility.
• RBI data indicates stable credit expansion amid evolving macroeconomic conditions.