Bank Credit Growth Slows to 10.2% YoY

  Published 8 months ago

RBI data shows non-food bank credit rose 10.2% YoY in June 2025, down from 13.8% growth last year.

  • Credit to agriculture grew 6.8% YoY, sharply lower than 17.4% in the same fortnight of previous year.
  • Industrial credit rose 5.5% YoY; engineering, construction, and textiles showed strong growth.
  • Personal loan growth slowed to 14.7% YoY, led by weaker demand for vehicle, credit card, and other personal loans.
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