RBI data shows non-food bank credit rose 10.2% YoY in June 2025, down from 13.8% growth last year.

• Credit to agriculture grew 6.8% YoY, sharply lower than 17.4% in the same fortnight of previous year.
• Industrial credit rose 5.5% YoY; engineering, construction, and textiles showed strong growth.
• Personal loan growth slowed to 14.7% YoY, led by weaker demand for vehicle, credit card, and other personal loans.