PHDCCI urged RBI to ease credit, digitize systems, and boost regulatory support to empower MSMEs and fuel growth.

• PHDCCI proposed Micro Credit Cards with ₹5 lakh limit, interest caps, and a central portal to monitor applications.
• Suggested RBI set up helpdesks at field offices to assist MSMEs struggling with credit access and documentation issues.
• Called for raising the NBFC lending cap from ₹20 lakh to ₹1 crore for better MSME working capital support.