HDB Financial’s Q1FY26 net profit dipped 2.4% YoY to ₹567 crore despite 18% growth in net interest income.

• Interest income rose 17.3% YoY to ₹3,831 crore; net interest margin steady at 7.6% for Q1FY26.
• Asset quality weakened with GNPA at 2.56% and NNPA at 1.11%, both rising YoY and sequentially.
• AUM and gross loans grew 14% YoY; shift toward unsecured lending noted as secured loans fall to 71%.