Govt, RBI, and NPCI push digital payments via incentives, infrastructure support, and AI-driven fraud prevention mechanisms.

• RuPay and BHIM-UPI P2M transactions incentivized; PIDF helps expand payment systems in low-access regions.
• Fraud prevention via device binding, PIN authentication, transaction limits, and restricted use cases.
• RBI, banks run cybercrime awareness drives using SMS, radio, and public campaigns for secure digital transactions.