The Union Cabinet approved continuing the Modified Interest Subvention Scheme (MISS) in 2025-26, providing farmers access to subsidized loans via Kisan Credit Cards. This ensures affordable credit, with rates as low as 4% for prompt repayment.

• Farmers get loans up to ₹3 lakh at 7% interest.
• Prompt repayment earns a 3% incentive, lowering rates to 4%.
• Over 7.75 crore KCC accounts benefit nationwide.