India recorded 65,000 crore digital transactions worth Rs 12,000 lakh crore in six years, boosted by government-led initiatives.

• Government, RBI, NPCI, fintechs, and banks collaborated to push digital payments across cities, including tier-2 and tier-3 areas.
• Payments Infrastructure Development Fund was launched in 2021 to expand digital acceptance in rural and remote regions like J&K and NE.
• By May 2025, 4.77 crore digital touch points were deployed to support the growing digital economy and financial inclusion drive.