RBI Increases Gold Loan LTV Ratios

  Published 1 year ago

The RBI has revised Loan-to-Value (LTV) ratios for gold loans, increasing them to 85% for loans up to Rs 2.5 lakh. Higher loan amounts have slightly lower LTVs, with the new rules effective April 1, 2026.

  • LTV up to ₹2.5 lakh: 85%
  • ₹2.5-₹5 lakh loans: 80% LTV
  • Loans over ₹5 lakh: 75% LTV

You might like these

Apollo Hospitals Soars on Demerger, HSBC Boosts Outlook

TVS‑ALT to Deploy 3,000 EV Three‑Wheels

BSNL Empanels BCSSL for 5G FWA

Indo Count Relaunches Wamsutta in US

ECB Cuts Rates Amidst Trump Trade War Fears

Indri Launches Bold New Whisky

Marksans Pharma Approved for Metformin Solution in UK

News that matters the most ⚡