RBI June 2025 Deposit Trends

  Published 9 months ago

Bank deposits grew 11.3% YoY; term deposits rose 13.5%, and savings lagged at 5.4% growth.

  • Term deposits dominated with a 62.2% share, mostly one-to-three years, while the high-interest share slightly declined year-on-year.
  • Household deposits fell to 59.9%, while financial corporations’ share rose to 7.0% in June 2025.
  • Public banks grew 10.2%, private banks 12.4%, with the top five states holding over half total deposits.

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