RBI 2025 eases KYC updates for DBT/EBT, PMJDY accounts via self-declarations, digital tools, and BCs, enhancing convenience.

• Allow face, to, face, NFTF (Aadhaar OTP), and V, CIP for customer onboarding with simplified address verification.
• Enable self, self-declarations via email, mobile, ATMs for KYC updates, using Aadhaar OTP or V, CIP for verification.
• Permit branch, based on KYC updates and automatic updates from CKYCR, ensuring compliance and ease of access.