SBI Q1 Profit Boosted by Non-Interest Income

  Published 10 months ago

SBI's Q1 FY26 saw higher operating profit and improved cost efficiency despite weaker NII, lower margins, and higher provisions.

  • Net interest income fell 0.13% YoY, while non-interest income surged 55.4% YoY to Rs 17,346 crore.
  • Asset quality is stable with GNPA at 1.83% and net NPA steady at 0.47% in June 2025.
  • Cost-to-income ratio improved to 47.71%, reflecting better efficiency despite rising provisions and slippages.

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